Friday, July 27, 2012

Online Transactions via ComBank Visa Debit Card..



So this is the story and latter the news.

Today (27/07/2012) I wanted to book two tickets for tomorrow's (28/07/2012) show on 1.30pm at the renovated Savoy 3D cinema for ICE AGE 4 movie and I couldn't go to Sampath bank and top up my Sampath Webcard before 3pm.

So I was bit upset and thought to just try my Commercial Bank Visa Debit Card. And I entered my card details there and Voila....!!! Here it accepts the card and now it is asking for a "One-Time Password" (OTP). I was wondering what is OTP and from where can I get it..?

Right away I made a call to ComBank Hotline which is 0112353353 and asked whether I can make online transactions using my Visa Debit card. The operator said the feature is available since two months back now and you just have to do is pairing your mobile number to the Visa Debit card. Then I asked whether it is possible to do it now via a call and he said I have to go to a branch and request it in written. #Sigh ! =[

Then I thought to talk to my friend who works at Commercial Bank and ask her help to activate this immediately. She got me through and activated it within 15mins. #Win ! =]

After that I tried to book the tickets again and at the below stage, I got a text to my mobile number with six digits.


I entered it and double VOILA !!! I made it Yes I made it !!! The online transaction was successfully and I booked the tickets even though there is a little crack on the screen of Savoy 3D cinema as I heard. #Hehe ;]


Pros:
1. No need of having webcards, credit cards to make an online transaction anymore.
2. Quite secure with one-time password which comes directly to your mobile.

Cons:
  1. Bit risky - depending on how you safeguard your mobile phone and wallet.
  2. Friends will ask to do online payments for them. :P

Tips:
  1. Never keep your mobile phone and wallet (with Debit Card) together.
  2. Double check your bank statements. Always.
  3. Never do online payments at unsecured websites.

Conclusion:
  • That means CBSL has given their approval to use Commercial Bank Visa Debit Cards for online transactions.
  • Better future for people who do online businesses.
  • More people will be doing online transactions.


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17 comments:

  1. Murshid AhmedJuly 27, 2012 at 6:19 AM

    This is a good read. I wish this would come to Sampath Bank as well, So we don't have put money in two separate accounts as our savings account and web card account :)

    ReplyDelete
  2. Mohamed MirshadOctober 1, 2012 at 11:24 PM

    Very helpful. thanks

    ReplyDelete
  3. rythmalApril 29, 2013 at 6:08 AM

    Really helpful.thanks a lot mate.

    ReplyDelete
  4. AnonymousApril 2, 2014 at 6:53 AM

    can i do this with my commercial visa shopping debit card

    ReplyDelete
  5. UnknownAugust 29, 2015 at 7:00 PM

    Pavitra: Yes, That's what he explained... Read it again..

    ReplyDelete
  6. AnonymousDecember 2, 2015 at 2:33 AM

    Rellly helpful machan thank you

    ReplyDelete
  7. UnknownDecember 18, 2015 at 5:50 AM

    thank u very much..

    ReplyDelete
  8. UnknownDecember 18, 2015 at 5:50 AM

    thank u very much..

    ReplyDelete
  9. HSBC (India) Electronic Data Processing Ptd.March 4, 2016 at 10:01 PM

    Thanks For the great info , and i have one clarification that yesterday i newly apply for my visa card and , my question in that card are they activate foreign payments availability ?

    Pls anyone advise me its very urgent.
    Thank You

    ReplyDelete
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  11. Gihan SameeraAugust 26, 2016 at 5:18 AM

    thank you very much for the knowledge. it is very useful.
    thank you fried once again.

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  12. UnknownOctober 10, 2016 at 7:19 AM

    Do I need to activate mobile banking service to do this?

    ReplyDelete
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    It's very good..

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